Looking back at one of Gods provisions

I recently had occasion to remember how we were given our home. While we wait for God's provision, I thank God for how he has provided for our family in the past.

Before we got our house, we were living in San Leandro, cockroaches, helicopter flying over sometimes…. We couldn’t possibly afford a home, and yet, God had a home for us. My sister-in-law was shopping, and came across a lender, long and short of it, she wasn’t interested, said call my brother. The guy called us, a lender who helped the original owner get loan, so no real estate agent involved. The home was almost in foreclosure, foreclosure was pushed back several times and pushed back again, just because he had prospective buyers in escrow, a fast escrow opened the day he got our names. He asked us if we were interested. We were interested, sight unseen, but was he really interested in us, we had debt, very little income, and challenged credit. After 3 undeniable miracles, we were living in our new home only 15 days later. Let me tell you, I was making 6.65/hr 20 hrs a week and Lawrence had 2 part time jobs at 10/hr and 15/hr or so. We had a car with a loan balance on it that was stolen and totaled, squeaking us in for the credit ratio(All things work together for the good of those who love the Lord and are called according to his purposes). This house was originally ‘low-income’ housing with the city of Hayward holding a 2nd. A 2nd where you don't pay until you sell or choose to pay, with profit-sharing at pay-off. They offered to give us a 2nd as they had for the original owners. This was 20K and not nearly enough to get us qualified for the loan, so they upped it to an unprecedented 52K!! Our debt ratio was still too high, and I got my 1st annual stock statement from the company I was working for, key word annual, within the week we were doing all the paperwork. That put us just barely in range for the loan on the house, we closed. We borrowed the 5K we needed for a down-payment from Lawrence’s sister. We got it back in 5k credit for repairs that the house needed, to pay her back, and the rest is history. I peeked in the windows before closing escrow; Lawrence never even saw the inside of the house before we had the keys! This is truly an awesome powerful rich generous God we serve. The impossible made possible through him, for his glory. Every good thing comes from him alone.

In our humanity, we would have never been able to afford to buy a home, even through today in the Bay Area. This home never went on the market. We had roommates for the first 5 years just to afford the mortgage. And now, I have a home with a yard, albeit small, for my boys to play in.